There’s something magical about the combination of banana and pudding that always takes me back to my grandmother’s kitchen. The sweet aroma of bananas baking, the velvety texture of homemade pudding – these sensory experiences are what inspired me to create these Bananalicious Pudding Cupcakes. After dozens of trials (and a very happy neighborhood that got to taste-test them all), I’ve perfected what I believe is the ultimate banana pudding cupcake recipe. These treats combine the moistness of banana cake with the creamy richness of vanilla pudding in a handheld delight that’s perfect for any occasion.
The Irresistible Appeal of Banana Pudding in Cupcake Form
Banana pudding is an iconic dessert with deep roots in American culinary history. Dating back to the late 19th century, this Southern classic typically features layers of vanilla wafers, sliced bananas, and custard or pudding. What makes it so beloved is the way the flavors meld together as it sits, creating a dessert greater than the sum of its parts.
I’ve taken this beloved dessert and reimagined it in cupcake form, maintaining all the nostalgic flavors while adding my own special touches. These cupcakes aren’t just banana cakes with pudding on top – they’re thoughtfully crafted treats where every component complements the others perfectly.
The secret to these cupcakes lies in their construction: a moist banana cake base with a pudding center, topped with fluffy whipped cream and garnished with vanilla wafer crumbs and fresh banana slices. The result is a multilayered experience that hits all the right notes – sweet, creamy, fruity, and just a touch of vanilla warmth.
Why This Recipe Works
Before diving into the recipe itself, let me share why this particular approach creates such exceptional cupcakes:
- Ripened Bananas: I specifically call for very ripe, almost black bananas. These contain more sugar and flavor compounds than their yellow counterparts, resulting in a more intense banana flavor.
- Pudding Infusion: Rather than simply topping the cupcakes with pudding, I’ve incorporated it into the cake batter and created a pudding center, ensuring that banana-pudding flavor in every bite.
- Texture Contrast: The combination of moist cake, creamy pudding, and light whipped cream creates a delightful textural experience.
- Temperature Balance: These cupcakes are best served slightly chilled, enhancing the banana flavor while maintaining the ideal consistency of the pudding center.
Essential Ingredients: The Building Blocks of Flavor
Let’s take a closer look at the key ingredients that make these cupcakes special:
Bananas
- Ripeness: Very ripe bananas with black spots are essential
- Function: Provides natural sweetness, moisture, and authentic banana flavor
- Substitute: Cannot be substituted without significant flavor loss
Vanilla Pudding Mix
- Type: Instant vanilla pudding mix (not cook-and-serve)
- Function: Creates creamy texture and enhances vanilla notes
- Substitute: Homemade vanilla pudding (recipe included below)
Sour Cream
- Quality: Full-fat provides the best results
- Function: Adds moisture and a subtle tang that balances the sweetness
- Substitute: Greek yogurt (though will result in a slightly different texture)
Vanilla Wafers
- Type: Classic vanilla wafers like Nilla
- Function: Provides traditional banana pudding flavor and textural contrast
- Substitute: Graham crackers or shortbread cookies (with slight flavor difference)

The Complete Recipe: From Ingredients to Finished Cupcakes
Now, let’s dive into the full recipe. I’ve broken it down into manageable components to make the process easier to follow.
Ingredients for Banana Cupcakes
Ingredient | Amount | Notes |
---|---|---|
Very ripe bananas | 3 medium (about 1½ cups mashed) | Skins should have brown/black spots |
All-purpose flour | 2½ cups | Sifted for lighter texture |
Baking soda | 1 teaspoon | Helps with rise and browning |
Baking powder | ½ teaspoon | For additional leavening |
Salt | ½ teaspoon | Enhances flavors |
Unsalted butter | ½ cup (1 stick) | Softened at room temperature |
Granulated sugar | 1 cup | Provides sweetness and structure |
Light brown sugar | ½ cup, packed | Adds moisture and caramel notes |
Large eggs | 2 | Room temperature for better incorporation |
Vanilla extract | 2 teaspoons | Use pure extract for best flavor |
Sour cream | ½ cup | Full-fat for richness |
Instant vanilla pudding mix | 1 (3.4 oz) package | Divided (half for batter, half for filling) |
Milk | ¾ cup | For pudding filling |
Heavy cream | 1½ cups | For whipped topping |
Powdered sugar | ⅓ cup | For sweetening whipped topping |
Vanilla wafers | 1 cup | Crushed for garnish |
Fresh banana slices | 1 banana | For garnish |
Equipment Needed
Equipment | Purpose | Alternatives |
---|---|---|
Muffin tin | Holds cupcake liners | None |
Cupcake liners | Prevents sticking, easier serving | Greased muffin tin (not recommended) |
Stand mixer or hand mixer | Creaming butter and sugar | Whisk (requires more effort) |
Mixing bowls (various sizes) | Separate mixing of ingredients | Any heat-safe containers |
Rubber spatula | Folding and scraping | Wooden spoon (less effective) |
Cookie scoop or ice cream scoop | Portioning batter evenly | Tablespoon measure |
Cooling rack | Proper cooling of cupcakes | Clean kitchen towel on counter |
Piping bag and tip | Decorative topping application | Zip-top bag with corner cut |
Apple corer or small knife | Creating center hole for filling | Teaspoon (less precise) |
Step-by-Step Instructions
For the Banana Cupcakes:
- Preheat your oven to 350°F (175°C) and line a standard muffin tin with cupcake liners.
- In a medium bowl, whisk together the flour, baking soda, baking powder, and salt. Set aside.
- In a large bowl, mash the ripe bananas until smooth and set aside.
- Using a stand mixer or hand mixer, cream together the butter, granulated sugar, and brown sugar until light and fluffy, about 3-4 minutes.
- Add the eggs one at a time, beating well after each addition. Mix in the vanilla extract.
- Stir in the mashed bananas until well combined.
- Add half of the dry ingredients to the banana mixture and mix on low speed until just combined.
- Mix in the sour cream and half of the vanilla pudding mix (reserve the other half for the filling).
- Add the remaining dry ingredients and mix until just incorporated. Be careful not to overmix.
- Using a cookie scoop or ice cream scoop, divide the batter evenly among the cupcake liners, filling each about 2/3 full.
- Bake for 18-22 minutes, or until a toothpick inserted into the center comes out clean.
- Allow to cool in the pan for 5 minutes, then transfer to a wire rack to cool completely.
For the Pudding Filling:
- While the cupcakes are cooling, prepare the pudding filling by whisking together the remaining half of the pudding mix with ¾ cup cold milk for about 2 minutes until smooth and thickened.
- Cover with plastic wrap, pressing it directly onto the surface of the pudding to prevent a skin from forming. Refrigerate until ready to use.
- Once the cupcakes are completely cooled, use an apple corer or small knife to cut a hole in the center of each cupcake, about 1 inch deep.
- Fill each hole with the prepared pudding mixture.
For the Whipped Cream Topping:
- In a chilled bowl, whip the heavy cream until soft peaks begin to form.
- Gradually add the powdered sugar and continue whipping until stiff peaks form.
- Transfer the whipped cream to a piping bag fitted with your favorite tip.
- Pipe the whipped cream onto each filled cupcake.
- Garnish with crushed vanilla wafers and a small slice of fresh banana just before serving.

Expert Tips for Perfect Bananalicious Pudding Cupcakes
After making these cupcakes countless times, I’ve discovered several key techniques that elevate them from good to extraordinary:
- Banana Ripeness: If your bananas aren’t ripe enough, place them in a paper bag with an apple for 1-2 days to speed up the ripening process.
- Room Temperature Ingredients: Ensure butter, eggs, and sour cream are at room temperature for the smoothest batter and best incorporation.
- Don’t Overmix: Mix the batter just until ingredients are combined to avoid dense cupcakes.
- Cooling Completely: Patience is key! Make sure cupcakes are completely cooled before cutting and filling them.
- Filling Technique: After creating holes in the cupcakes, save the removed cake pieces. After filling with pudding, you can place a small portion of the cake piece back on top to “seal” in the pudding before adding whipped cream.
- Fresh Banana Garnish: Add the fresh banana slices just before serving to prevent browning.
- Storage: Store filled cupcakes in the refrigerator but bring to room temperature for about 15 minutes before serving for the best flavor experience.
Variations: Customizing Your Bananalicious Pudding Cupcakes
While the classic recipe is divine, here are some delicious variations to try:
Chocolate Banana Pudding Cupcakes
- Add ⅓ cup cocoa powder to the dry ingredients
- Use chocolate pudding mix instead of vanilla
- Garnish with chocolate shavings
Caramel Banana Pudding Cupcakes
- Drizzle caramel sauce over the whipped cream
- Add a tablespoon of caramel to the pudding filling
- Use crushed Biscoff cookies instead of vanilla wafers
Tropical Banana Pudding Cupcakes
- Add ½ cup toasted coconut flakes to the batter
- Mix 2 tablespoons pineapple juice into the pudding filling
- Garnish with toasted coconut and dried pineapple pieces
Gluten-Free Option
- Substitute a high-quality 1:1 gluten-free flour blend
- Ensure your pudding mix and vanilla wafers are gluten-free
- Add an extra egg for structure
Nutritional Information
For those watching their nutritional intake, here’s the approximate nutritional information per cupcake:
Nutrient | Amount | % Daily Value* |
---|---|---|
Calories | 285 | – |
Total Fat | 14g | 18% |
Saturated Fat | 8g | 40% |
Cholesterol | 65mg | 22% |
Sodium | 180mg | 8% |
Total Carbohydrate | 37g | 13% |
Dietary Fiber | 1g | 4% |
Sugars | 22g | – |
Protein | 4g | 8% |
*Percent Daily Values are based on a 2,000 calorie diet.
Make-Ahead and Storage Tips
These cupcakes can be prepared in advance with a few adjustments:
Make-Ahead Options:
Component | Storage Method | Time Frame | Notes |
---|---|---|---|
Unfilled cupcakes | Airtight container at room temperature | Up to 2 days | Keep in a cool, dry place |
Unfilled cupcakes | Freezer (wrapped individually) | Up to 1 month | Thaw overnight in refrigerator |
Pudding filling | Refrigerator in airtight container | Up to 2 days | Whisk before using if separated |
Filled cupcakes | Refrigerator in airtight container | Up to 24 hours | Add fresh banana just before serving |
Whipped cream | Not recommended for advance preparation | – | Make fresh before serving |
Storage Instructions:
- Refrigerate assembled cupcakes in an airtight container for up to 2 days.
- For best taste and texture, bring refrigerated cupcakes to room temperature for 15 minutes before serving.
- Add fresh banana slices as garnish just before serving to prevent browning.

Serving Suggestions
These cupcakes are delightful on their own, but here are some serving ideas to make them even more special:
- Serve alongside a scoop of banana ice cream for an extra-indulgent dessert.
- Create a cupcake bar with different toppings like chocolate chips, crushed nuts, or caramel sauce for guests to customize their own.
- Pair with hot coffee or tea for a delightful afternoon treat.
- Arrange on a tiered stand with other banana-themed desserts for a banana-lovers party.
- Serve slightly chilled in summer for a refreshing sweet treat.
Homemade Vanilla Pudding Alternative
If you prefer to make your pudding from scratch rather than using a mix, here’s my foolproof recipe:
Ingredient | Amount |
---|---|
Granulated sugar | ⅔ cup |
Cornstarch | ¼ cup |
Salt | ¼ teaspoon |
Whole milk | 3 cups |
Vanilla bean (or 2 tsp extract) | 1 pod, split and scraped |
Egg yolks | 4 large |
Unsalted butter | 2 tablespoons |
Instructions:
- In a medium saucepan, whisk together sugar, cornstarch, and salt.
- In a separate bowl, whisk together milk and egg yolks.
- Gradually whisk the milk mixture into the dry ingredients in the saucepan.
- Add vanilla bean (if using).
- Cook over medium heat, whisking constantly, until mixture thickens and comes to a boil, about 8-10 minutes.
- Remove from heat, discard vanilla bean pod if used, and stir in butter and vanilla extract (if using instead of bean).
- Transfer to a bowl, cover with plastic wrap directly on the surface, and chill until cold and set, at least 2 hours.
From My Kitchen to Yours: Final Thoughts
There’s something deeply satisfying about creating a dessert that brings together beloved flavors in a new and exciting way. These Bananalicious Pudding Cupcakes have become a signature recipe in my household, requested for birthdays, potlucks, and just because it’s Tuesday.
What makes these cupcakes special isn’t just their delicious flavor – it’s how they bring people together. I’ve watched faces light up at first bite, seen children lick every last bit of cream from their fingers, and fielded countless requests for the recipe.
Baking is about more than following instructions – it’s about creating moments and memories. I hope these cupcakes bring as much joy to your kitchen as they have to mine. Remember, recipes are guidelines, not rules. Feel free to adjust and experiment to make these cupcakes your own. The most important ingredient is always love.
Q&A Section: Your Bananalicious Pudding Cupcakes Questions Answered
Q: Can I use bananas that aren’t very ripe? While you technically could, I strongly advise against it. Ripe bananas with black spots contain more sugar and stronger banana flavor, which is essential for these cupcakes. Using yellow bananas will result in cupcakes with much less banana flavor and sweetness.
Q: How can I ripen bananas quickly if I want to make these today? If you need to speed-ripen bananas, place them on a baking sheet and bake at 300°F for 15-20 minutes until the skins turn black. Allow them to cool completely before using. While not quite as perfect as naturally ripened bananas, this method works in a pinch.
Q: Can I make these cupcakes without the pudding filling? Yes, you can make them as regular banana cupcakes without the filling. However, the pudding is what makes these cupcakes special and true to the “banana pudding” concept. If you skip the filling, I’d recommend still adding half the pudding mix to the batter for flavor and moisture.
Q: How do I prevent the fresh banana garnish from turning brown? Add the fresh banana slices just before serving. If you need to prepare them slightly in advance, you can brush the slices with a little lemon juice, which will delay browning for an hour or so.
Q: Can I use a different frosting instead of whipped cream? Absolutely! While whipped cream is traditional for banana pudding, a cream cheese frosting works beautifully with these cupcakes as well. For a cream cheese alternative, beat 8 ounces of softened cream cheese with 1/2 cup butter, 3 cups powdered sugar, and 1 teaspoon vanilla until smooth.
Q: Are these cupcakes suitable for freezing? You can freeze the unfilled, unfrosted cupcakes for up to a month, well-wrapped in plastic and foil. Thaw them completely before filling and frosting. I don’t recommend freezing the assembled cupcakes as the texture of the pudding and whipped cream will suffer.
Q: How can I make these cupcakes lighter or reduced in calories? You can make a few substitutions: use light sour cream, prepare the pudding with skim milk, and top with a lighter whipped topping instead of heavy whipped cream. The texture and richness will be somewhat different, but they’ll still be delicious.
Q: What’s the best way to transport these cupcakes to a party? Since these cupcakes contain pudding and whipped cream, they need to be kept cool. Use a cupcake carrier with ice packs beneath, or transport the components separately and assemble at your destination. If bringing fully assembled, wait until you arrive to add the fresh banana garnish.
Q: Can I make mini cupcakes instead of regular size? Yes! For mini cupcakes, reduce the baking time to 10-12 minutes. You’ll get approximately 48 mini cupcakes from this recipe. Use a smaller tool to create the holes for filling, such as the end of a piping tip.
Q: My pudding filling seems too runny. What did I do wrong? If your pudding filling is runny, you might have used too much milk or not whisked it long enough. For instant pudding, it should thicken within 2 minutes of whisking. You can place it in the refrigerator for 30 minutes to help it set up more. If using homemade pudding, ensure you cook it until it’s thick and bubbly before removing from heat.